FJH – December 2019 -Home Oil Tanks

The worst part of my job is when I have to tell an insured “you’re not covered for that”. Last Saturday I had to explain to an insured that his oil tank leak was not a covered loss. Experience told me he was looking at an average of $8,000-12,000 to clean up his oil...

FHJ – October 2019 -Steer Clear of Deer

Steering Clear of Deer   The soaring population of deer in our northwest corner of the state is leaving its mark on the auto insurance industry. The increase in the deer population can in part be blamed on the protected habitat of the property surrounding the...

FHJ – September 2019 – Home Replacement Cost Values

How confident are your that your home is adequately insured? The best part of my job is being able to help an insured recover from a loss. I can’t imagine the pain an insured would feel discovering after a loss that you’re not covered for that or that you don’t have...

FHJ August 2019 – Renter’s Insurance

Renting: Do you need Homeowners Insurance? Most people associate Homeowners Insurance with the need to insure against a fire loss. As a tenant you don’t own the building you are renting, so why carry Homeowners Insurance? Most renters assume the building owner is...