FHJ – April 2020 Umbrellas

Is it worth buying an Umbrella? Too often we are lulled into a false sense of security because, we have insurance, we’re safe drivers, we don’t do wild and crazy stuff. The problem comes when we fail to recognize that the limits chosen may not be adequate for the...

FHJ – November 2020- Telematics

I recently purchased a new car and was amazed at the electronics that operate so many components of this vehicle. The head lights turn on automatically as it senses darkness. There’s a backup camera that goes on when the car is put into reverse. There’s the automatic...

FHJ – September 2020 – Misleading Statistics

It’s amazing how we’re always learning new ways the Coronavirus is affecting us. Here are a couple points you likely wouldn’t be expecting. Were you one of those insureds that received a check or credit from your auto insurance company citing the reduction in travel...

FHJ – June 2020 – COVID 19

Could the COVID 19- Coronavirus result in lower insurance rates? The Coronavirus has clearly made itself known to the world in which we live. In last month’s “Insurance Matters”, I noted several ways insurance could come into question while society continued to deal...