The worst part of my job is when I have to tell an insured “you’re not covered for that”. Last Saturday I had to explain to an insured that his oil tank leak was not a covered loss. Experience told me he was looking at an average of $8,000-12,000 to clean up his oil...
When describing the “American Dream” key parts usually include raising a family in a home out in the country. Included with that ‘family’ is usually a family dog. But the breed of dog you choose can impact on the liability you expose yourself to and how much you will...
Steering Clear of Deer The soaring population of deer in our northwest corner of the state is leaving its mark on the auto insurance industry. The increase in the deer population can in part be blamed on the protected habitat of the property surrounding the...
How confident are your that your home is adequately insured? The best part of my job is being able to help an insured recover from a loss. I can’t imagine the pain an insured would feel discovering after a loss that you’re not covered for that or that you don’t have...
Renting: Do you need Homeowners Insurance? Most people associate Homeowners Insurance with the need to insure against a fire loss. As a tenant you don’t own the building you are renting, so why carry Homeowners Insurance? Most renters assume the building owner is...
It seems everyone is taking notice of the premium increases being applied to their auto insurance rates. Rightly so! The Providence Journal did an article on June 16 blaming it on Uninsured Motorists and a Zip Code based rating system. Again on June 18 they had an...
