FHJ August 2019 – Renter’s Insurance

Renting: Do you need Homeowners Insurance? Most people associate Homeowners Insurance with the need to insure against a fire loss. As a tenant you don’t own the building you are renting, so why carry Homeowners Insurance? Most renters assume the building owner is...

FHJ- Auto Insurance Rates Keep Climbing – May 2019

Auto Insurance Rates Keep Climbing—Why? One of my insureds called nearly three months ago to advise that her husband had “tapped” the bumper of the car in front of them. Police had come and prepared an accident report. The insured took pictures of the two cars...

FHJ – Red Lights on Volunteer Vehicles – March 2019

Most volunteer fire and rescue services rely heavily on the ability of their members to respond to your call for assistance in their personal vehicle; some responding directly to the scene while others might go to the station to get their fire or rescue vehicle. Some...