FHJ – Reporting a Homeowner Loss – January 2019

Recently a former insured sheepishly contact me looking for help in moving her insurance back to my agency. She “saved” about $150 by taking advantage of quote from a 1-800-INSURANCE company or one of the comparable insurance.com carriers. On the surface, if you offer...

FHJ – Life Insurance – January 2019

A family member recently suffered serious injuries when he fell from a ladder. All too commonly it’s an occurrence like that which makes us realize death can hit us anywhere and at any time.  Without protection, your premature death can devastate the quality of...

FHJ – Long Term Care Ins. – November 2018

  How do you decide whether to buy insurance or utilize your own financial resources to pay for a loss? When considering Homeowner Insurance, you consider the various potentials for a loss, the cost to replace your home, and your ability to afford that loss. ...

FHJ – Floods – October 2018

Over the last several weeks most of the Northeast and mid-Atlantic area of the United States was stuck in a rain pattern that seemed to settle in certain areas dropping several inches of rain repeatedly. The saturated soils and runoff caused creeks and rivers to over...

FHJ – Off to College – August 2018

Insurance for the College Bound This is a repeat from a 2016 article but one I am commonly asked about at this time of year. Your son or daughter’s senior year of high school is now behind you.  While trying to enjoy the summer, your focus now points to the first...