FHJ – Red Lights on Volunteer Vehicles – March 2019

Most volunteer fire and rescue services rely heavily on the ability of their members to respond to your call for assistance in their personal vehicle; some responding directly to the scene while others might go to the station to get their fire or rescue vehicle. Some...

FHJ – Reporting a Homeowner Loss – January 2019

Recently a former insured sheepishly contact me looking for help in moving her insurance back to my agency. She “saved” about $150 by taking advantage of quote from a 1-800-INSURANCE company or one of the comparable insurance.com carriers. On the surface, if you offer...

FHJ – Life Insurance – January 2019

A family member recently suffered serious injuries when he fell from a ladder. All too commonly it’s an occurrence like that which makes us realize death can hit us anywhere and at any time.  Without protection, your premature death can devastate the quality of...

FHJ – Long Term Care Ins. – November 2018

  How do you decide whether to buy insurance or utilize your own financial resources to pay for a loss? When considering Homeowner Insurance, you consider the various potentials for a loss, the cost to replace your home, and your ability to afford that loss. ...