by Lesley Green
Your insurance policy requires that all licensed drivers in your household be listed on your policy—whether regular operators or not. Once the youthful operator is licensed, they must be added to your policy. If a loss occurs with them not on the policy,...
by Lesley Green
Your insurance policy should include coverage for Uninsured and Under-Insured coverage for both bodily injury and property damage. The Uninsured Bodily Injury limits are usually equal to you Bodily Injury Liability limits. This coverage is designed to protect...
by Lesley Green
Whether from an auto accident or from someone’s injury at your home, if your liability insurance limits are inadequate to pay the damages you cause, you are usually held personally responsible for the remaining damages. You can’t declare personal bankruptcy...
by Lesley Green
Bodily Injury Liability limits are generally sold at limits of 25/50, or 50/100, or 100/300, or 250/500. (Abbreviated to 25/50 instead of 25,000/50,000) There is no crystal ball predicting if you will ever need your auto liability insurance. You buy insurance...
by Lesley Green
This law is designed to protect all of the other drivers on the road from the harm that your could cause them. When you cause an accident there is commonly bodily injury to one or more occupants of the vehicle you struck and damage to their vehicle. These...