FHJ – Is it Worth Buying an Umbrella October 2014

Is it worth buying an Umbrella? All of the traffic is at a standstill. You’re standing on the side of the road bewildered; you’re in shock. People are coming from everywhere huddling around the front of your car. Is this a nightmare? You retrace the last few moments:...

FHJ – Insurance for the College Bound July 2014

Insurance for the College Bound Your son or daughter’s senior year of high school is now behind you.  While trying to enjoy the summer, your focus now points to the first college bills and gathering all the “must haves” for the college dorm.  This big change has...

FHJ – Rental Car Coverage June 2014

What Insurance do I need when renting a car? If you’re a typical consumer, you don’t even think about car rental insurance until you arrive at the rental counter. Then panic sets in as you face the scenarios presented by the counter sales person. Remember they are...

FHJ – Flood Insurance May 2014

The Flood Insurance Mystery Flood Insurance is a mystery to most people. We live in Northwest RI; not near the coast. Should we consider buying flood Insurance around here? How about a summer home in Narragansett? Isn’t it part of my Homeowners Insurance anyway? Could...

FHJ – Boat Insurance April 2014

Has the length of this past winter left you dreaming of hot summer days sitting on the bay or lake in your boat? As you get ready for the season, plan to take a few minutes to review the level of protection offered by your boat insurance policy. A boat policy in many...