FHJ – Allowing ATV Use on your Property October 2015

Allowing Use of your property for ATV, Dirt Bike or Snowmobile use. An insured with 30 acres in Foster recently contacted me about whether or not he could allow people to use the trails he has constructed for Snowmobiles in winter, and Dirt Bikes and ATV’s the rest of...

FHJ – Preparing for Winter November 2015

Avoiding an Ice Dam or other loss this Winter?   The Farmer’s Almanac is predicting the likelihood of another winter similar to last year; consistent cold temperatures and lots of snow. Most of us are not ready for the onslaught of snow, ice, and cold temperatures....

FHJ – Purchasing Insurance September 2015

What’s the Best Approach to Insurance Shopping for You? How do you buy your insurance? The traditional method involves going through an insurance agent.  Some people deal directly with an insurance company. In the last 5-10 years purchasing coverages through internet...

FHJ – Moving August 2015

Changing Your Address Means Changing Your Insurance   Spring and summer months are the most common time of year for most moves to take place. This year the American Moving and Storage Association predicts that more than 40 million Americans will move. As you pack up...

FHJ – Long Term Care May 2015

Who Will Care for You When You Can’t Care for Yourself?     Long-Term Care Insurance is being recommended by financial planners, CPA’s, insurance advisors and attorneys for similar reasons.  They all have clients, family members and friends who have been...